US Key Rates

Best Savings Accounts

BANK/INSTITUTION INTEREST RATE (APY) MINIMUM BALANCE FOR APY BEST FOR
PurePoint Financial 2.15% $10,000 Highest Available Rate
Citizens Access 2.12% $5,000 Runner-up High Interest Rate
Vio Bank 2.11% $100 High Yield Rate
CIBC Bank USA 2.10% $1 High Yield Rate with Low Minimum Balance
Barclays 1.90% $0 High Yield Rate with No Minimum Balance
Goldman Sachs Bank USA 1.90% $1 High Yield Rate with Low Minimum Balance
American Express National Bank 1.90% $1 High Yield Rate with Low Minimum Balance
Synchrony Bank 1.90% $0 High Yield Rate with No Minimum Balance
E*TRADE Bank 1.90% $100 High Yield Rate with No Minimum Balance
Ally Bank 1.90% $0 High Yield Rate with No Minimum Balance

Bankrate’s Best CD Rates

The experts at Bankrate have compiled our best available CD rates into an easy-to-read table so you can compare rates and minimum deposits across banks.

TERM BANK CD RATE (APY) MINIMUM DEPOSIT
6 months Synchrony Bank 1.00% $2,000
1 year Barclays 2.55% $0
18 months Goldman Sachs Bank USA 2.55% $500
2 years Vio Bank 2.70% $500
3 years Capital One 2.70% $0
4 years Citizens Access 3.05% $5,000
5 years Capital One 360 3.00% $0

 

Best Money Market Accounts & Rates

BANK/INSTITUTION ANNUAL PERCENTAGE YIELD (APY) MINIMUM BALANCE FOR APY MONTHLY FEES
Sallie Mae 2.00% $0 $0
CIT Bank 1.85% $100 $0
Capital One 360 1.85% $10,000 $0
TIAA Bank 1.80% $5,000 $0