Best Savings Accounts
BANK/INSTITUTION | INTEREST RATE (APY) | MINIMUM BALANCE FOR APY | BEST FOR |
---|---|---|---|
PurePoint Financial | 2.15% | $10,000 | Highest Available Rate |
Citizens Access | 2.12% | $5,000 | Runner-up High Interest Rate |
Vio Bank | 2.11% | $100 | High Yield Rate |
CIBC Bank USA | 2.10% | $1 | High Yield Rate with Low Minimum Balance |
Barclays | 1.90% | $0 | High Yield Rate with No Minimum Balance |
Goldman Sachs Bank USA | 1.90% | $1 | High Yield Rate with Low Minimum Balance |
American Express National Bank | 1.90% | $1 | High Yield Rate with Low Minimum Balance |
Synchrony Bank | 1.90% | $0 | High Yield Rate with No Minimum Balance |
E*TRADE Bank | 1.90% | $100 | High Yield Rate with No Minimum Balance |
Ally Bank | 1.90% | $0 | High Yield Rate with No Minimum Balance |
Bankrate’s Best CD Rates
The experts at Bankrate have compiled our best available CD rates into an easy-to-read table so you can compare rates and minimum deposits across banks.
TERM | BANK | CD RATE (APY) | MINIMUM DEPOSIT |
---|---|---|---|
6 months | Synchrony Bank | 1.00% | $2,000 |
1 year | Barclays | 2.55% | $0 |
18 months | Goldman Sachs Bank USA | 2.55% | $500 |
2 years | Vio Bank | 2.70% | $500 |
3 years | Capital One | 2.70% | $0 |
4 years | Citizens Access | 3.05% | $5,000 |
5 years | Capital One 360 | 3.00% | $0 |
Best Money Market Accounts & Rates
BANK/INSTITUTION | ANNUAL PERCENTAGE YIELD (APY) | MINIMUM BALANCE FOR APY | MONTHLY FEES |
---|---|---|---|
Sallie Mae | 2.00% | $0 | $0 |
CIT Bank | 1.85% | $100 | $0 |
Capital One 360 | 1.85% | $10,000 | $0 |
TIAA Bank | 1.80% | $5,000 | $0 |